Market a variety of auto parts insurance claims to follow the recovery policy

with a car accident successively by the valuation of companies and insurance companies to assess the damage, came to the price difference between the actually doubled. October 11, this "doubled," a disclosure of Shaoxing owners Tse suffered the same accident to assess the damage the offer. The court also is not the case for sentencing, but since this is a universal problem, has caused great concern of the insurance industry. Market insurance of a variety of accessories to follow the recovery policy to spread the big crux of what the insurance company to elaborate a variety of auto parts accessories prices going on the market circulation is set loss offer an important part of the same parts price level is directly related to assess the damage total price . Maintenance market Airbag reset tool circulation of a variety of accessories, there are three categories, namely, original accessories, ancillary plant parts and sub-factory accessories. Three parts in hard to compete with quality, original accessories and more is to take the brand or the 4S shop, supporting plant parts and sub-factory accessories, mainly supply market, a much lower price than the 4S shop. Zhejiang Branch of PICC official told reporters, after the newspaper reported the Shaoxing owners encounter, the authorities immediately went to Shaoxing launched an investigation of this incident. The survey, huge Gusun gap from the surface to see the insurance loss and the difference between the rating agencies to assess the damage, in fact, the insurance company to assess the damage and the gap between the high price of 4S shop. Some parts of the circulation on the market, the price is less than the brand spare parts (4S shop circulation) 1/3. Insurance company loss with reference to the standard price in the market that is in this market environment, the insurance company to assess the damage assessment agencies to assess the damage (brand parts prices as a reference) offer a difference of two or three times, it is inevitable a. Insurance claims to follow the recovery policy, Zhejiang Province, Insurance Regulatory Commission is responsible for property and casualty insurance business of staff told reporters, in accordance with the principles of insurance, insurance compensation followed by damage to the subject of recovery as is or use of functional recovery principle. Recovery through the repair of damaged BMW Scanner 1.4.0 accident vehicle use, simply put, is the car able to open..
Under this principle, the need for the ordinary course of business, the insurance company will advocate the use of relatively cheap non-brand parts. We refer to the standard price in the market, buy spare parts at this price, the quality is qualified. "He stressed that the non-branded spare parts does not mean that there are quality problems. Under the premise of guaranteeing quality, the insurance company's actions are consistent with the laws of the market. 4S shops do not agree with this statement. Zhejiang distribution center of Shanghai Volkswagen, a responsible person believes that prices will directly determine the quality of products is good or bad. The circulation of non-branded accessories in the market price is due to vicious PSOP44 competition, low-cost is the expense of quality of. The court re-set loss to the accident vehicles in the auto insurance claims process, to assess the damage often by insurance companies to unilaterally impose. Zhejiang Branch of PICC official told reporters, in fact, to assess the damage is not unilaterally by the insurance companies have the final say. Insurance company to assess the damage of the accident vehicles out of the need to reduce social costs, if consumers believe that price is not reasonable to consult or refused to sign recognition, to draw the re-set loss. Who believe that if every loss require a third party organizations, CKM 200 this is an extreme waste of social costs. The actual operation often first insurance company to assess the damage, if consumers recognized on the sign in the book to assess the damage. Foreign practices, the vehicle dangerous condition of the insurance company is responsible for all the aftermath, handed the owners hands until after the repair. "He said, abroad, this practice should draw on the principle of fair and equitable. The face of double the price difference between two different quote, the Court will adopt a letter which one? The reporter learned that, Shaoxing City, the District People's Court in mid-October, the second trial of the case, decided to re-assess the damage of the accident vehicle. However, regardless of the cases the final outcome, the cause profound reflection in the industry. The current status quo, how to better safeguard the interests of consumers, how to promote the sustained and healthy development of the insurance industry, it is society as a whole need to focus on. (Reporter Jiang Minhua) (edit: Zhao Jing)